Nov 17 2025 16:00

Tackling Slip & Fall Season: Reduce Risks Now

Slip & Fall Season: Businesses Beware

The cooler months are upon us, and with them comes increased responsibility for every business owner. As the weather changes, so does the likelihood of slip-and-fall incidents, turning them into both safety and liability concerns.

Document Everything:

Documentation is your best friend when it comes to defending against false claims. Keep logs, take photos, and store surveillance footage where possible. This diligence can not only protect you from groundless allegations but also demonstrate your commitment to safety and due diligence.

Create a Slip-and-Fall Prevention Plan:

A slip-and-fall prevention plan is your first line of defense. Conduct daily walk-throughs, maintain clear signage, and ensure timely repairs are made. Special seasonal tasks, like prepping for snow and ice, act as both a safety measure and a shield against liability.

Train Your Team:

Equip your team with the skills to spot hazards quickly and manage accidents effectively. Emphasize the importance of documentation and fast responses in building a strong liability defense. Training ensures that everyone knows their role in maintaining a safe environment.

Understand Your Exposure:

Slip-and-fall accidents are among the most common injuries in commercial settings. Wet floors, poor lighting, and uneven or icy sidewalks can escalate into significant liability claims or lawsuits if not addressed promptly.

Know What Your Insurance Covers (and Doesn’t):

Insurance coverage is crucial. Understand what different types offer:

  • General liability insurance covers customer or visitor injuries.
  • Workers’ compensation is for employee-related injuries.
  • Commercial property insurance covers property damages.
  • Umbrella policies provide additional coverage above basic limits.
These policies can shield you from significant financial strain should an incident occur.

Don't Wait Until Something Happens:

Proactive planning and comprehensive coverage reviews should happen before an incident strikes. Double-check your insurance with an advisor to ensure it's sufficient for your needs.

Remember, slip-and-fall season isn't just about icy sidewalks—it's a call to action. Taking simple, proactive steps today can help prevent costly consequences tomorrow. Connect with your insurance advisor to review or strengthen your current liability coverage. Don’t wait until a slip turns into a fall — act now!